30-Year Hard Money Real Estate Loans
No Tax Returns. No Personal Financial Statements.
$100K–$5M · Up to 75% LTV · Direct Lender · 48-Hour Term Sheet
Qualify once. Done for 30 years.
Lending Programs
CFGX provides 30-year fixed-rate hard money loans for real estate. No tax returns. No personal financial statements. We underwrite the asset, not the borrower. Three ways we help:
Stuck in a bridge loan? Exit into a 30-year fixed rate. No tax returns, no personal financial statements, up to 75% LTV. Stop paying short-term rates and lock in permanent financing.
Buying and holding? Start with the right financing. No tax returns, no personal financial statements. 30-year fixed-rate purchase loans for commercial real estate investors who want long-term stability from day one.
Unlock the equity in your commercial property. No tax returns, no personal financial statements. Cash-out refinancing with 30-year fixed rates — use the capital for your next deal, renovations, or portfolio growth.
Capital Financial Global (CFGX) is a hard money lender that does what no one else does: 30-year fixed-rate terms. Traditional hard money is 12–24 months. Bank financing requires tax returns, personal financial statements, and months of underwriting. We sit in between — asset-based underwriting with permanent financing. Your property qualifies, not your tax situation.
Why Borrowers Choose CFGX
Three reasons borrowers choose us:
No Tax Returns
We don’t need your personal tax returns or financial statements. We underwrite the property — its income, its value, its location. Your asset is the borrower.
30-Year Fixed Terms
No balloon payments. No maturity cliffs. No refinancing every 2-3 years. Lock in your rate for 30 years and move on with your business.
Close in Weeks, Not Months
48-hour term sheets. 3-5 week closings. We move fast because our underwriting is simple: if the property works, you get funded.
By the Numbers
26+ Years
Funding real estate transactions since 1999. Direct lender with institutional capital backing.
$100K – $5M
Per-loan capacity for commercial and investment properties in all major metro areas.
48-Hour Term Sheets
Fast underwriting because we focus on the property, not your paperwork.